Car Insurance

Whatever you drive, you know you need insurance for your car and assets. And Daniel Medina Insurance has coverage options that enable you to get the auto insurance policy you want.

Auto insurance in Texas

Don’t know which way to turn for auto insurance coverage? Not sure what insurer wants you? Choose an Auto policy offered by Daniel Medina Insurance. We specializes in policies that are customized with you in mind.


Auto insurance discounts

Check out a few of Daniel Medina’s Insurance discounts aimed at lowering your ATV insurance cost.*Disclosure

Pay In Full

Pay your entire term premium in one lump sum, and we’ll reduce your rates.

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Already have another policy with Daniel Medina Insurance, such as auto, home, renters, RV, or boat? We’ll add a discount for bundling to your auto policy.

Safe Driver Discounts

Being a safe rider pays off, and you’ll get a discount if you’ve had no accidents or motor vehicle violations in the last three years.

Our Auto Insurance has you covered.

  • There are so many companies offering coverage, why choose Daniel Medina Insurance? Daniel Medina Insurance accepts a broad range of drivers and driving histories. Lucky for you, an agent can help you choose the right Daniel Medina Insurance policy for your auto, so you can go out and enjoy the drive while someone else takes care of the paperwork!


Rental Reimbursement

If you rent a car after you have a covered loss on your automobile, we will put $50 a day back in your pocket for up to 30 days.

Towing and Roadside Service

If your car needs towing or assistance on the road, we will cover the cost for you. This covers you for each disablement on a covered vehicle subject to a maximum limit per policy.

Loan/Lease Coverage

This will pay the difference between what you owe on your vehicle and what your insurance pays, if your vehicle is declared a total loss after an accident or is stolen and not recovered, minus your comprehensive or collision deductible.


What is uninsured/underinsured motorist coverage?

It typically provides coverage for your bodily injury caused by an uninsured (a person who does not have insurance) or underinsured motorist (a person who does not have enough insurance to compensate you for your damages). In some states, this coverage extends to your vehicle damage, as well. Ask your claims representative how this coverage may apply under your policy.

What if my vehicle is totaled in an accident?

We look at the type and extent of damage, vehicle age, state law and other factors to determine whether to repair or declare a vehicle a total loss.

Who pays the loan balance if my vehicle is totaled?

We pay actual cash value for covered losses, up to the limits of your policy and excluding your deductible. You may be responsible for any loan balance above that amount.

If property is stolen from my insured vehicle, is the loss covered by my auto policy?

It depends on what was stolen – if its vehicle equipment for which you’ve purchased coverage, the loss is covered. But if it’s something you’ve placed in your vehicle – your computer or a set of golf clubs – theft of that property from your vehicle is not covered by your auto policy but may be covered by your homeowners’ or renter’s policy.

Get the Most Value Out of Your Auto Policy

Do research before buying a car

Some cars are less expensive to insure than others. Spend time evaluating different makes and models — considering overall safety and theft rates. If you’re considering several models and can’t decide, your Daniel Medina Insurance agent can provide coverage rates so you can compare and make an informed decision.