Mobile & Manufactured Home Insurance
Why did you choose your mobile or manufactured home? Maybe you wanted the convenience and amenities of a well-tended mobile home park. Or perhaps the custom potential of a manufactured home was an ideal option for your semi-rural acreage.
Mobile & Manufactured Home insurance in Texas
Your home represents a significant financial investment — protecting it takes careful research, and a Daniel Medina Insurance agent can help as you choose the coverage you want.
WAYS TO SAVE
Mobile Home insurance discounts
Check out a few of Daniel Medina’s Insurance discounts aimed at lowering your Mobile Home insurance cost.*Disclosure
Multi-policy
Already have another policy with Daniel Medina Insurance, such as auto, home, renters, RV, or boat? We’ll add a discount for bundling to your Mobile Home Insurance policy.
Safe Driver Discounts
Being a safe rider pays off, and you’ll get a discount if you’ve had no accidents or motor vehicle violations in the last three years.
What does Mobile & Manufactured Home insurance cover?
Types of risks: You can help manage with Daniel Medina Insurance
A windstorm damages your roof
Risk:
A sudden windstorm damages your kitchen skylight and numerous shingles on the roof of your manufactured home.
Coverage:
When you chose the optional replacement cost settlement provision, the cost of repairing damage caused by wind is covered — up to policy limits — by your policy.
A neighbor is injured
Risk:
While you’re taking an elderly neighbor on a tour of your new kitchen garden, she trips over a loose paving stone and breaks her ankle.
Coverage:
If you’re legally responsible for an injury, your policy can help with medical bills and other related expenses.
Lightning damages a tree in your yard
Risk:
Lightning strikes an old oak tree in your yard — fortunately, it falls away from your home, but you’ll need a professional to haul it away.
Coverage:
Your coverage can help with the cost of removing debris when your trees are damaged by a covered scenario like lightning.
Food spoils during a power outage
Risk:
You’re away for the weekend when your neighborhood experiences a power outage. You arrive home to find a freezer full of spoiled steaks and fish fillets.
Coverage:
If your food supply goes bad due to a covered event, your coverage can help replace spoiled items.
A landslide destroys your mobile home
Risk:
A landslide caused by days of heavy rain crashes into your home—you’re able to evacuate, but the house is a total loss.
Coverage:
With agreed loss settlement, you get the full amount of insurance on your home so you can start rebuilding or looking for another place right away.
UNIQUE COVERAGES
Customize your manufactured home coverage
Popular options like this can help you with additional protection levels:
A burst water pipe causes damage
Risk:
Although your heat is set to 65 degrees, a water pipe in the ceiling bursts during a winter cold snap, soaking everything below. Your three-year-old living room set is ruined.
Coverage:
Instead of reimbursing you for a damaged item’s depreciated value, optional replacement cost coverage will pay the cost of replacing it with a new item of like kind and quality.
You can add a number of other optional coverages to your Daniel Medina Insurance policy. For example: Earthquake; identity theft; hobby farming and ranching; water backup from sewers and drains; and while moving your home to a new location.
Maximize value with multi-policy discounts
- Daniel Medina Insurance can help you save on coverage with discounts when you buy multiple policies — be sure your mobile or manufactured home insurance quote includes quotes for auto, life, motorcycle, umbrella or any other coverage you want.