RV & Motor Home Insurance

There’s a motor home for just about any taste and budget. You might have something basic — just enough to add a few amenities to your camping trips. Perhaps you retired, sold the house and travel full-time in a luxuriously outfitted 40-foot RV. Maybe you split the difference with a Class C motor home you can easily store in your driveway.

RV & Motor Home insurance in Texas

Any motor home is a significant purchase — and, while it might seem like a house on wheels, that doesn’t mean your home or auto insurance policy provide the coverage you want. Your Daniel Medina Insurance agent can tell you about insurance designed for your RV.


RV & Motor Home insurance discounts

Check out a few of Daniel Medina’s Insurance discounts aimed at lowering your RV & Motor Home insurance cost.*Disclosure

004 - Family CoverCreated with Sketch.

Already have another policy with Daniel Medina Insurance, such as auto, home, renters, RV, or boat? We’ll add a discount for bundling to your policy.

Safe Driver Discounts

Being a safe rider pays off, and you’ll get a discount if you’ve had no accidents or motor vehicle violations in the last three years.

RV & Motor Home Insurance

    • Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a motor home insurance quote. Be sure to let a Daniel Medina Insurance agent deliver personalized service and support.

      You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

      To learn how Daniel Medina Insurance can help you protect your motor home, call an agent today for a free RV insurance quote. Our agents can discuss your specific insurance coverage needs and provided cost estimates for a motor home policy.

You can also customize your RV insurance coverage with a number of options

Total Loss Replacement coverage

can help if your new motor home is declared a total loss within the first five years — providing a brand new replacement of a similar kind and quality.

Emergency Expense coverage

can help with the cost of lodging or travel if your motor home is damaged more than 50 miles from home.

Campsite/Vacation Liability coverage

can help when a motor home is parked and used as a vacation residence.

What Does Recreational Vehicle Insurance Cover?

A low-hanging branch causes damage

As you’re pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight. 

You don’t see an obstacle behind you

While backing your RV into a parking spot, you don’t see low concrete poles protecting the water hookup. The collision leaves your motor home with a crumpled bumper and broken spare tire cover.

Your motor home has flood damage

You’re parked next to a river that floods unexpectedly after a heavy rainstorm — leaving your motor home sitting in three feet of water.